I ordered and took delivery of a Tesla Model 3 in March of 2019 (back in the good ol’ days when order and delivery could actually take place within the same month). …

I’ve previously written a couple of posts advocating for investing in index funds, and why it might be more effective than trying to pick individual stock winners for some (probably most) investors. …

Before getting into more advanced and complicated methods to optimize your savings, one of the first steps you should take is to master the basics by maximizing your TFSA and RRSP. In this article, we’re going to explore how to make the most out of your RRSP even if you…

So I have been driving EVs (electric vehicles) for the past three years now, and during this time I’ve learned a lot about what it’s like to own and drive one in day to day life. …

Canada has many great “products” for personal finance, such as the TFSA, RESP, and the capital gains tax exemption. In fact that last one alone is enough to make Canada an attractive destination for many upper middle class internationals. Unfortunately, for day to day banking and spending, we are severely…

A common piece of advice regarding RRSPs is that unless you are in your peak income earning years, it is generally more advantageous to contribute to your TFSA first before your RRSP (assuming both have available contribution room). This is definitely true. The reason is, using RRSP contributions to lower…

One of the lessons I learnt from work is to identify specific skills that you want to work on, and then put yourself in situations where you can practice those skills. There’s no time to wait for opportunities to present themselves. …

We’ve all experienced the major forms of stress from our jobs, relationships, finances, and family. Most of these are unavoidable, and it can be argued, necessarily essential to development and progression, or simply just “part of the experience”. Then there is the interesting type of stress that we willingly choose…